Arc is best for tech startups and small software companies that hold significant cash and want to earn yield while keeping funds liquid.
The ability to earn competitive yield on idle cash and access a large network of lenders in one place is genuinely useful if you're managing real treasury needs. However, if you're a traditional small business like a shop, agency, or service firm, this tool probably isn't built with you in mind.
- SMB Fit 30%6.0 out of 10
Arc sells business accounts, debit cards and cash management for technology companies and startups; Essentials is the entry plan and Premium is an annual paid membership.



