STOA's verdictRating 7.9 out of 10
PayPal Business is a solid pick for any small business that sells online and wants a payment tool customers already know and trust.
The biggest pro is zero monthly fees and instant access to a huge base of buyers — the biggest con is that transaction fees (typically 3.49% + $0.49 for standard card transactions) can add up fast if your volume is high. If you do a lot of in-person sales, a dedicated point-of-sale tool like Square may serve you better.
Six factors, weightedHow we rate
- SMB Fit 25%8.0 out of 10
PayPal Checkout costs 3.49% plus a fixed fee per sale and standard card payments cost 2.99% plus a fixed fee, so a small business pays as it gets paid.
