Payment processing platform — credit cards, bank transfers, digital wallets, and many payment methods across a wide range of currencies.
Developer tools are unmatched, fraud protection works out of the box, scales from first sale to millions. Per-transaction pricing is fair for most SMBs. AI fraud detection alone can save thousands.
You pay 2.9% plus 30 cents per successful domestic card transaction with no monthly fee or setup fee, so a small business only pays when it gets paid.stripe.com
Public API on every account. CSV reports for payments, payouts and fees. No fixed contract term. Zapier and own app marketplace.
API, native apps, Zapier or Make, and which plan each one needs. Free, no sign-up.
Ask the AI Advisor about your own team, stack and budget. $5 a month.
A non-developer can sell with Payment Links, which Stripe says need no code, while a developer can build a custom integration with the API.stripe.com (source, opens in a new tab)docs.stripe.com (source, opens in a new tab)
Stripe charges 2.9% plus 30 cents per transaction with no setup fees or monthly fees, so cost scales directly with sales instead of a fixed subscription.stripe.com (source, opens in a new tab)
Stripe runs its own App Marketplace, offers a REST API that any account can use with its own API keys, and Zapier lists a Stripe integration.marketplace.stripe.com (source, opens in a new tab)docs.stripe.com (source, opens in a new tab)
Stripe's pricing page lists 24x7 support over email, phone or chat.stripe.com (source, opens in a new tab)
Source: Stripe·Verified March 2026
Best-in-class developer experience with clean APIs and great docs
AI Radar reduces fraud across your network by a meaningful amount on average
Supports virtually every payment method and currency
No monthly fees — pay only per transaction
Scales from first sale to millions without switching
2.9% + $0.30 per transaction adds up fast if you process a high volume of payments
Advanced features need higher volume
Customer support slow for smaller accounts
Some technical knowledge needed beyond basic checkout
Radar AI analyzes 1,000+ signals per transaction using ML to block fraud in <100ms. Radar Assistant creates fraud rules from plain English. Adaptive acceptance AI optimizes payment routing. ML-powered revenue recognition and billing forecasting.
Source: Stripe·Verified March 2026
The REST API and account API keys are available to every Stripe account; there is no separate paid plan for API access.
Prebuilt and scheduled reports cover payments, payouts, fees and balance changes, and you can download them as CSV.
The services agreement has no fixed term; a business can close its Stripe account at any time from the dashboard.
Zapier lists a published integration with Stripe.
Stripe runs its own App Marketplace and partner ecosystem where businesses can find integrations for their Stripe account.
Questions about Stripe, or what to run with it? Grab a 15-minute chat. We don't sell software, so we have no stake in which one you use.
Grab a 15-minute chatOpenness scores only facts the vendor confirms on its own pages. How we score it
Openness note: Public API; some parts need approval or a specific plan. Self-serve CSV export of orders. Billed in 30-day intervals. Zapier and own App Store.
Last researched: March 2026
