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Arc (formerly Arc Finance) is a financial platform for technology companies and startups. It brings cash management, treasury, corporate cards, and debt financing into one dashboard. The standout feature is earning a competitive yield on idle cash while keeping funds accessible. Arc connects you to a large network of lenders for venture debt. Arc includes an AI-powered CFO agent called Archie that runs real-time financial analysis, flags anomalies, and generates reports.
Arc includes an AI assistant called Archie that monitors your finances in real time, flags unusual activity, and generates financial reports on demand. It acts like a part-time CFO, surfacing insights without you having to dig through spreadsheets.
Arc is best for tech startups and small software companies that hold significant cash and want to earn yield while keeping funds liquid. The ability to earn competitive yield on idle cash and access a large network of lenders in one place is genuinely useful if you're managing real treasury needs. However, if you're a traditional small business like a shop, agency, or service firm, this tool probably isn't built with you in mind.