International money transfers at the real exchange rate with low, transparent fees.
Multi-currency account is excellent for businesses paying global contractors or receiving international payments.
Registering is free, and one 31 USD set-up fee unlocks every Wise Business feature, with fees per transfer from 0.23%, which fits a small team's budget.wise.com
Questions about Wise, or what to run with it? Grab a 15-minute chat. We don't sell software, so we have no stake in which one you use.
Grab a 15-minute chatAPI, native apps, Zapier or Make, and which plan each one needs. Free, no sign-up.
Ask the AI Advisor about your own team, stack and budget. $5 a month.
Last researched: March 2026
You register for free and pay one 31 USD set-up fee to get every Wise Business feature, so there are no plan tiers to compare.wise.com (source, opens in a new tab)
Sending money costs from 0.23% depending on currency, and card ATM withdrawals up to 250 USD a calendar month have no Wise ATM fee, so cost tracks your usage.wise.com (source, opens in a new tab)
Wise publishes an open API to automate payments and connect your business tools, with a sandbox account for testing.wise.com (source, opens in a new tab)
The business API page lists 24/7 customer support and API documentation for business accounts.wise.com (source, opens in a new tab)
Openness is scored only from the vendor's own pages. Until it's checked, this rating uses the five other factors.
Source: Wise·Verified March 2026
Real exchange rate — no markup vs traditional banks
40+ currencies in one account
Get paid like a local with country-specific bank details
Not a full bank — no lending or credit lines
Transfers to some countries take 1-3 days
Limited accounting integrations
Openness note: Free developer API. CSV export of Dashboard reports. Subscriptions cancel any time. On Zapier, with its own App Marketplace.
