STOA's verdictRating 7.6 out of 10
Razorpay is a great fit if you run a small business that sells to customers in India — it covers every major Indian payment method in one place, including UPI and net banking that other gateways often miss.
The 2% per transaction fee is straightforward with no setup costs, which is easy to budget for. The big catch is that it's built for the Indian market, so if your customers are mostly in the US, you'll want to look elsewhere.
Six factors, weightedHow we rate
- SMB Fit 25%7.0 out of 10
The Standard plan has no monthly fee and charges 2.70% + $0.30 per US card transaction, so a small business only pays when it processes a sale.
