This tool is best for small businesses with a developer on staff who need a fully custom checkout experience and want to accept PayPal, Venmo, Apple Pay, and credit cards all in one place.
The big win is no monthly fee and lower card rates at 2.59% + $0.49 per transaction compared to standard PayPal. The catch is that setting it up requires real coding skills, so if you don't have a developer, you'll hit a wall fast.
PayPal Enterprise Payments needs a developer to set up and use, so we don't give it an owner rating. Here is how each factor looks for a small team that has a developer.
- SMB Fit
Built for teams with a developer; you apply for a merchant account, and custom rates are offered to established businesses.paypal.com (source, opens in a new tab)



