This is best for small businesses that already use PayPal and need a more flexible way to accept credit cards, digital wallets, and recurring payments.
The payment processing is reliable and the PayPal brand gives customers confidence at checkout, but the platform is really built for larger companies with developer resources — most small businesses will find simpler tools like Stripe or Square easier to set up and manage on their own.
PayPal Enterprise Payments (former Braintree) needs a developer to set up and use, so we don't give it an owner rating. Here is how each factor looks for a small team that has a developer.
- SMB Fit
Built for teams with a developer; you apply for a merchant account, and custom rates are offered to established businesses.paypal.com

