InnoCentive

InnoCentive is built for large companies and research organizations that need to solve complex technical problems by posting cash-prize challenges to a global expert network.

For most small businesses with 2-50 employees, this tool is overkill and likely out of budget — enterprise pricing means you'll need to contact sales just to find out what it costs. If you have a genuinely hard R&D problem and deep pockets, it could be worth a conversation, but everyday small business challenges are better solved with more accessible tools.