AI automation saves serious time. If your accountant needs to know the tool or you need broader integrations, QuickBooks is safer.
The Starter plan is $30 a month for 1 seat, Core is $72 a month for 5 seats, and unlimited seats start on Complete at $120 a month.puzzle.io
Questions about Puzzle, or what to run with it? Grab a 15-minute chat. We don't sell software, so we have no stake in which one you use.
Grab a 15-minute chatAPI, native apps, Zapier or Make, and which plan each one needs. Free, no sign-up.
Ask the AI Advisor about your own team, stack and budget. $5 a month.
Last researched: March 2026
Every plan includes auto-categorization, auto-drafted financial statements and unlimited connections to bank and payment accounts, and you review and approve the AI's work.puzzle.io (source, opens in a new tab)
Starter at $30 a month includes auto-categorization and a 1-click tax report, while AI-powered reconciliations and unlimited seats come with Complete at $120 a month.puzzle.io (source, opens in a new tab)
Puzzle connects to Stripe, Mercury, Ramp, Brex, Gusto and QuickBooks, and it offers a Developer API that you request by email.puzzle.io (source, opens in a new tab)puzzle.io (source, opens in a new tab)
Complete and Scale plans add priority support, and Scale adds dedicated onboarding and support.puzzle.io (source, opens in a new tab)
Openness is scored only from the vendor's own pages. Until it's checked, this rating uses the five other factors.
Source: Puzzle·Verified March 2026
AI categorization learns from your corrections and gets more accurate over time
Purpose-built for startups with burn, runway, and ARR metrics
Native integrations with popular startup tools
Speeds up your month-end close
Limited brand recognition vs QuickBooks or Xero
Fewer third-party integrations outside startup ecosystem
No free plan — 14-day trial only
Sharp jump from $43/mo to $250/mo for advanced features
AI categorizes most transactions and learns from your corrections. It auto-generates financial statements, accrual schedules, and reconciliations. It flags anomalies so you can focus your review where it matters.
Source: Puzzle·Verified March 2026
Openness note: Public API, plan access not stated. Full CSV export via Data Delivery Service. Annual plans auto-renew with 30-day exit notice. On Zapier. Own marketplace.
